Can 15 minutes give you $1 million from car insurance after you get the human papilloma virus (HPV) from car sex? That’s not how the GEICO commercial goes. But according to Debra Cassens Weiss writing for the American Bar Association (ABA) Journal, a woman has “demanded $1 million from GEICO” after a sexual romp in an automobile allegedly left her with more than a steering wheel imprint. She has claimed that carnal knowledge in a car, or more specifically hot and heavy in a Hyundai, gave her HPV.
October 4 court documents from the district of Kansas used the initials M.O. for the woman and M.B. for the person who may have been her back seat driver, so to speak. M.B. was the owner of the 2014 Hyundai Genesis that served as the makeshift bed. The whole sexy time stuff between M.O. and M.B. began in November and early December of 2017 and included unprotected sex in the car. In this case, “unprotected” didn’t mean without car insurance. M.B. had two GEICO insurance policies. One was a Kansas Family Automobile Insurance Policy listing the Hyundai Genesis. The other was an umbrella policy, meaning personal liability insurance that covers claims beyond those covered by auto insurance and not insurance that covers lost umbrellas. Instead, “unprotected sex” in this case referred to sex without using barrier protection such as a condom.